The Nationwide jackpot matches that of a similar prize draw run by the Halifax, which is part of Lloyds Banking Group. It saw an influx of interest in Premium Bonds from people who were saving money, but could find little in terms of returns elsewhere, during the pandemic. However, it has been heavily criticised for its customer service during the Covid crisis.
With savings rates still at historically low levels, Ms Springall said that other banks and building societies could be thinking of offering prize draws to attract customers. She warned that customers should compare these deals carefully, check the terms and conditions of each, and watch out for cross-promotion of other products.
Accidental savers 'to stay prudent' after lockdown. By registering you agree to these rules. Entering the draw will not affect the terms of your mortgage or personal retail current account, including interest rates and charges.
Your mortgage can be in more than one name and everyone named on the mortgage should register for the draw separately if they want to take part. Each customer who registers will be entered into the draw as long as they qualify.
If you close your mortgage or current account, and later take out another qualifying Halifax mortgage or open a qualifying Halifax or Bank of Scotland current account, we will treat you as still registered to take part in the Halifax Mortgage Prize Draw under the draw rules applying at the time unless you have opted out under these rules.
The draw rules are always available on the Halifax website. Our other prizes will normally be paid in to the eligible Halifax or Bank of Scotland personal retail current account held by the winner. Bear in mind that your prize will be paid to the Halifax or Bank of Scotland personal retail current account held by the winner which may not be an account solely in your name.
We may temporarily increase the number or size of prizes for one-off special draws. We pick winners at random from the qualifying entries for that month. Everyone who qualifies to take part has an equal chance of winning. Within 30 days of the draw we will write to the potential winners.
Please tell us if you change your postal or email address. We can do this without notifying you personally, although we will let you know on our website and in branch. You are not eligible for the draw if you or any other person named on the mortgage are an employee of any company in the Lloyds Banking Group. If you become an employee of Lloyds Banking Group after you have registered for the draw, you will not be eligible for any of the following monthly draws, but you can enter again if you later stop being employed within the Group.
You are also not eligible if you are someone who is engaged as a supplier, or employed by a supplier, and you are directly involved in or help with the draw. We try our best to make sure our records are correct, and that only qualifying customers enter each draw. If a qualifying customer is left out of our records for any draw, we will not be responsible to them for any potential win they could have had.
Before paying any prize, we can require any potential winner to provide reasonable proof of their identity, and that they were living in England, Wales or Scotland at the end of the month before the draw took place. For this purpose we reserve the right to make enquiries about where you live and it is our policy to disregard short term absences of up to three months from England, Wales or Scotland. We can require winners or their representatives to attend at one of our branches to verify their details.
If we pay a prize to anyone who falsely claims to have won, that person must pay back the prize money to us, as well as our extra costs, losses, damages and expenses. If this happens we will give the unclaimed prize to a charity or charities supported by Lloyds Banking Group.
If a potential winner who was a qualifying customer at the point we tried to contact them tries to claim a prize after the six month period and there is a reasonable excuse for the delay, we may decide to award the prize but do not have to do so.
We can also stop running the Halifax Mortgage Prize Draw for any reason, or change any of these rules for example to reduce the number or size of prizes by giving you notice. If the change is beneficial or neutral, we will let you know within a month of the change happening. Where the change could affect you adversely and we have a current address for you, we will also write to you at least two months in advance.
Yes you could, but not in the same draw, in the same month. Each entrant has one chance to win each month, but it is possible for your name to be chosen again in later months if you meet the qualifying rules. If you're selected in the draw, we'll write to you within a month using the address we have for you.
We could also call or email you if we have these details. Before we confirm any winners, we can ask to see proof of identity, age, and residency. If you're lucky enough to win usually we'll pay your prize into your Halifax or Bank of Scotland account. We'll do this within three working days of confirming your prize. In some cases we may need to ask you to visit a branch to confirm your details and collect your prize. We can only offer these prize draws in England, Wales and Scotland.
Different laws apply in Northern Ireland and other jurisdictions, so unfortunately we can't offer these prize draws to anyone living there. When we check if you live abroad, our policy is not to count short term absences of up to 3 months, for example, if you're on holiday. What you could win Every month over 1, savers in the draw are randomly selected to win money.
All Halifax savings accounts and cash ISAs qualify, except accounts for kids. Most Bank of Scotland branded personal retail savings accounts also qualify. Any savings in joint accounts will be split equally. Saving with Bank of Scotland or Halifax could reward you with more than just regular interest on your savings. Registering is easy and you only need to do it once, using one of your savings accounts. Multiple registrations will not be counted.
For joint accounts, each account holder must register individually and savings held in the account will be split equally for the purposes of the Savers Prize Draw.
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